I am Amy – Finance Enthusiast

Don’t downgrade the dream, upgrade the plan

Where debt freedom is built one intentional payment at a time!

Live Better with Smart Money Habits

Discover proven ways to cut expenses, manage debt and boost your savings. Simple, actionable tips for building lasting financial freedom.

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My story as a first time mom, reaching financial freedom

Hey there,
If you’ve ever wondered what it really takes to dig out of debt while not knowing where to start and building a dream, you landed at the perfect place.
I created this blog to share the exact tools I use to survive and rebuild: budgeting dashboards, debt payoff planners, and printable packs made to work even when you’re exhausted and broke.
No fluff. No overwhelm. Just clarity and progress.
Enjoy reading,

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