Who we are
Our website address is: https://debtdiarymom.com.
Comments
When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.
An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.
Media
If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.
Cookies
Last updated: December 2025
This Cookies Policy explains how DebtDiaryMom (“we”, “us”, or “our”) uses cookies and similar technologies when you visit our website https://debtdiarymom.com (“the Website”).
This policy is written in accordance with the UK GDPR, EU GDPR, the Privacy and Electronic Communications Regulations (PECR), and WordPress’s WP Consent API standards.
By clicking “Accept All Cookies”, you consent to the use of cookies as described in this policy. You may withdraw or modify your consent at any time using the Cookie Settings link on our website.
1. What Are Cookies?
Cookies are small text files stored on your device when you visit a website. They help websites function efficiently and provide information to website owners to improve services and user experience.
Cookies may be:
- Session cookies – deleted when you close your browser
- Persistent cookies – remain until they expire
- First-party cookies – placed by our website
- Third-party cookies – placed by external services such as Google Analytics or social media platforms
2. How We Use Cookies
We use cookies to:
- Enable core website functionality
- Improve website performance and security
- Measure traffic and understand how visitors use our site
- Personalise content and marketing (only with your consent)
Non-essential cookies are not loaded unless you give permission via our Cookie Banner, in accordance with UK GDPR.
3. Types of Cookies We Use
A. Strictly Necessary Cookies (Always Enabled)
These cookies are essential for the website to operate and cannot be disabled. They:
- Maintain basic functions
- Enable security features
- Remember your cookie consent preferences
These cookies do not store personal data.
B. Analytics Cookies (Require Consent)
We use Google Analytics and similar tools to understand:
- How visitors use our website
- Which pages are most popular
- How visitors reach our site
Analytics cookies are only activated after you give explicit consent.
We use Google Analytics with Consent Mode and IP anonymisation, meaning:
- Your IP address is truncated
- Personal data is not stored without consent
- Cookies are blocked until you click “Accept”
C. Marketing & Advertising Cookies (Require Consent)
These cookies may be set by advertising or social media partners to:
- Deliver personalised content
- Measure ad performance
- Enable social sharing features
Examples include:
- Meta Pixel
- Pinterest Tag
- Google Ads remarketing
These cookies are disabled unless you opt in.
D. Functional Cookies (Optional)
Functional cookies enhance usability, such as remembering preferences or enabling embedded content (e.g., videos). They are optional and only enabled with consent.
4. Third-Party Cookies We Use
Depending on website features, we may use cookies from:
- Google Analytics
- Google Tag Manager
- Google Ads
- Payhip (for product embeds and checkout redirection)
- Meta/Facebook
- YouTube or Vimeo
- Elementor or WordPress plugins that rely on cookies
Each third party has its own privacy and cookie policies.
5. How We Obtain Your Consent
When you first visit our website, a Cookie Banner will appear.
You can choose between:
- Accept All Cookies
- Reject Non-Essential Cookies
- Manage Preferences
Your preferences are stored using the WP Consent API framework, and you may change your choices at any time via Cookie Settings.
We do not load analytics, marketing, or functional cookies until you provide explicit consent.
6. How to Manage or Disable Cookies
You may modify or withdraw consent at any time through our Cookie Settings.
You can also disable cookies directly in your browser:
- Chrome
- Safari
- Firefox
- Edge
- Opera
Please note: disabling certain cookies may affect website functionality.
7. Data Protection & Privacy
Cookies may process personal data such as:
- Device information
- Browser type
- Anonymised IP address
- Click behaviour
All processing is done in accordance with:
- UK GDPR
- EU GDPR
- PECR
- Our Privacy Policy
We do not sell or share your personal data with third parties for their own marketing.
8. Updates to This Policy
We may update this Cookies Policy to reflect changes in technology or law.
The “Last Updated” date at the top will indicate the latest version.
If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.
If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.
If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.
Embedded content from other websites
Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.
Who we share your data with
If you request a password reset, your IP address will be included in the reset email.
How long we retain your data
If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.
What rights you have over your data
If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
Where your data is sent
Visitor comments may be checked through an automated spam detection service.